The Complete Mortgage Company Call01480 393393

Mortgage advisers in St Ives

Remortgaging

Find out whether remortgaging could save you money.

Remortgaging explained

When you get to the end of your current mortgage rate you will normally revert to your lender's standard variable rate (SVR). It's always worth looking at your options, and one could be to remortgage. We won't charge to tell you what's available and to advise you on the potential savings you might make.

Many lenders may offer a new rate to you as an existing borrower, but these 'retention' rates are often not as good as those offered to new borrowers by other lenders. It's worth looking at what's available on the remortgage market and deciding based on the facts rather than hoping for the best.

Our experts in St Ives, Cambridgeshire will help find out which is the most appropriate option for you and give you the information you need to make an informed decision whether to swap rates. We have access to thousands of mortgage deals, for your home or investment property.

Many remortgage deals offer 'free legals', where the lender pays for a conveyancer to act on your behalf, and the lender may also pay to have the property valued.

Other things to consider

  1. 01

    Deposits

    How much you need and where it can come from.

  2. 02

    Affordability

    How much you can borrow.

  3. 03

    Costs

    Solicitors, surveys, searches and fees.

  4. 04

    Time scales

    How long it will all take and when you should do things.

  5. 05

    Protecting your mortgage

    What happens if the worst happens.

  6. 06

    Proving affordability

    How to prove to an estate agent that you can afford the house you offer on.

Areas we cover

Ready to talk about your mortgage?

Get in touch for a free initial consultation with no obligation.

Phone
01480 393393
Address
9a Sheep Market, St Ives, PE27 5AH